When it comes to investing in Bonds or CDs there are a few things to consider. Both are fixed income investment vehicles with relatively low risk but there are important differences.

Just as a budget is allocated for food, clothes, and shoes, it is necessary to allocate a budget for coffee because coffee is a “must-have” in life, right?

Budgeting is a skill that isn’t often taught in high school. Teenagers learn it through real life, either from role models, or by making budgeting mistakes. It is a skill they can use and benefit …

I believe many don’t know the difference between stocks and bonds. What are stocks? What are bonds? What are the risks when investing in them? You will get answers to these and some other questions …

Do you think banks are always 100% accurate when handling your money? With many thousands of clients and millions of transactions, the answer is they can’t possibly be perfect all the time. That is why …

Many people think how nice it would be to have their own business. The first step is to determine how much money it takes to get the business off the ground.

What is a two-factor authenticator? Why is it important? What are the “Factors of Authentication”? What threats does 2FA address? What are the types of 2FA? Read on to learn the answers...

The Home Budget Tracker is now live! It works like any personal finance / accounting program to track your account balances, build a budget and monitor spending.

Stocks and mutual funds are popular ways of investing in the pursuit of gaining wealth. Which investment is riskier? Which investment is safer? What is meant by mutual funds? These and other questions will be …

When you get a mortgage there are two main types to consider. Do you want to take a loan with a fixed or adjustable rate? What are the advantages and disadvantages of both?

In this article, I will talk about two retirement plans - 401(k) and 401(k) Rorth. At first glance they seem to be the same because they have 401(k) in their name, but in fact, there …

There are two types of income - net and gross. One is what you negotiate, the other is what you can spend. It is important to know the difference between the two when planning your …

Do you know anything about investing? Do you know how stock and bonds are used for retirement planning? Do you know how to avoid excessive fees? Below I’ll outline some essential concepts to increase your …

Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.

Ideally an individual should learn about the foundations of finance from childhood. This step will aid them in making correct decisions concerning handling money. The different methods by which you can begin incorporating this measure …

Buying a house for the first time can be pretty stressful. It is easy to make certain mistakes. This article will be your guide to the common mistakes you should avoid when buying a house.

What if you could measure how wisely you spend your money? Are you the sort who blows through their paycheck right away or someone who sets aside money for a rainy day? In this post …

Many people think that when they buy a house life is magically better. After all, homeownership is the “American Dream”... In reality homeownership isn’t all positives. Do you know the reasons why it is better …

Until a few years ago, many people did not even think that working from home would become commonplace. Today it is easier than ever to start your own business with a minimal investment.

Personal budgets for families are not made by professionals, but oftentimes by the women who runs the household. It may sound stereotypical, but it is still the case in many households that the husband works …

Many people wonder how they can save $5,000 in a year. In this post we explore budget expenses that can be trimmed, either by finding less expensive alternatives or cancelling ones that are not used …

Hobbies are great for relaxing, exploring creativity, and honing your skills at something you are passionate about. However, did you know you could also earn a bit of income from all the time and effort …

Many employees due to their small monthly salary or boring work dream of one day becoming independent. Not everyone is cut out for it though.

Heading to Europe? This article breaks down what it might cost for airplane tickets, accommodations, dining / food, attractions over varying stays.

Will be necessary to open a business bank account? In this post we explain all the information regarding personal vs business bank accounts for freelancers.

Gambling can be a great way to have fun and hang out with friends. It is smart to think about how gambling can affect your budget and what the risks are. In some cases it …

Freelancing is a great option for making an income but it does require a bit more work. This includes setting up and sticking to a budget since freelancers essentially run their own small business.

Have you ever had a sudden expense that you did not expect? The question is not if but when. The next question is, how can you pay for a sudden expense? That is the purpose …