Angela

andjelika87
Dallas Texas

Writing about personal finance and money matters to help you meet your goals! I look forward to hearing from you in the comments.

Blog Posts by Angela:

Home Budget Tracker Tool is LIVE!!!

The Home Budget Tracker is now live! It works like any personal finance / accounting program to track your account balances, build a budget and monitor spending.

Announcements

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Stocks vs Mutual Funds

Stocks and mutual funds are popular ways of investing in the pursuit of gaining wealth. Which investment is riskier? Which investment is safer? What is meant by mutual funds? These and other questions will be …

Financial Literacy

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ARM vs a Fixed-Rate Mortgage

When you get a mortgage there are two main types to consider. Do you want to take a loan with a fixed or adjustable rate? What are the advantages and disadvantages of both?

Risk Reduction, Homes and Real Estate

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401(k) vs. Roth 401(k): Which One Is Better?

In this article, I will talk about two retirement plans - 401(k) and 401(k) Rorth. At first glance they seem to be the same because they have 401(k) in their name, but in fact, there …

Personal Finance, Net Worth

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Gross Income vs. Net Income

There are two types of income - net and gross. One is what you negotiate, the other is what you can spend. It is important to know the difference between the two when planning your …

Financial Literacy, Budgeting

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6 Ways to Improve for Investing IQ

Do you know anything about investing? Do you know how stock and bonds are used for retirement planning? Do you know how to avoid excessive fees? Below I’ll outline some essential concepts to increase your …

Financial Literacy, Net Worth

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How to Minimize Student Loans While in College

Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.

Personal Finance, Budgeting

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Reasons to Start Discussing Finance With Your Kids

Ideally an individual should learn about the foundations of finance from childhood. This step will aid them in making correct decisions concerning handling money. The different methods by which you can begin incorporating this measure …

Family and Finances

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9 Common Mistakes First-Time Home Buyers Make

Buying a house for the first time can be pretty stressful. It is easy to make certain mistakes. This article will be your guide to the common mistakes you should avoid when buying a house.

Homes and Real Estate

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14 Ways to Improve Your Financial IQ

What if you could measure how wisely you spend your money? Are you the sort who blows through their paycheck right away or someone who sets aside money for a rainy day? In this post …

Financial Literacy, Budgeting

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10 Reasons Why Renting May Just Be Better

Many people think that when they buy a house life is magically better. After all, homeownership is the “American Dream”... In reality homeownership isn’t all positives. Do you know the reasons why it is better …

Personal Finance, Homes and Real Estate

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17 Ways to Make Money From Home 2021

Until a few years ago, many people did not even think that working from home would become commonplace. Today it is easier than ever to start your own business with a minimal investment.

Personal Finance

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Learn Budget Planning From Stay-At-Home Parents

Personal budgets for families are not made by professionals, but oftentimes by the women who runs the household. It may sound stereotypical, but it is still the case in many households that the husband works …

Family and Finances, Budgeting

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How to Save $5,000 in a Year

Many people wonder how they can save $5,000 in a year. In this post we explore budget expenses that can be trimmed, either by finding less expensive alternatives or cancelling ones that are not used …

Budgeting

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8 Profitable Hobbies You Can Monetize

Hobbies are great for relaxing, exploring creativity, and honing your skills at something you are passionate about. However, did you know you could also earn a bit of income from all the time and effort …

Personal Finance

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Is Freelancing Better vs a Full-Time Job

Many employees due to their small monthly salary or boring work dream of one day becoming independent. Not everyone is cut out for it though.

Personal Finance, Budgeting

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Budgeting for a Family Trip to Europe

Heading to Europe? This article breaks down what it might cost for airplane tickets, accommodations, dining / food, attractions over varying stays.

Family and Finances, Budgeting

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Business vs Personal Bank Accounts for Freelancers?

Will be necessary to open a business bank account? In this post we explain all the information regarding personal vs business bank accounts for freelancers.

Financial Literacy

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How Does Gambling Affect Your Budget?

Gambling can be a great way to have fun and hang out with friends. It is smart to think about how gambling can affect your budget and what the risks are. In some cases it …

Personal Finance, Budgeting

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Budgeting Guide for Freelancers

Freelancing is a great option for making an income but it does require a bit more work. This includes setting up and sticking to a budget since freelancers essentially run their own small business.

Personal Finance, Budgeting

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Building an Emergency Fund for Peace of Mind

Have you ever had a sudden expense that you did not expect? The question is not if but when. The next question is, how can you pay for a sudden expense? That is the purpose …

Personal Finance, Risk Reduction

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