What Is Mortgage Insurance and How to Avoid

Mortgage insurance is an annoying charge some first time home buyers might see as part of their payment. It can eat into your budget and make homes less affordable. Getting out of it is possible but requires a larger down payment.

Homes and Real Estate

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What Is Mortgage Insurance and How to Avoid

What Is Mortgage Insurance and How to Avoid

Mortgage insurance is an annoying charge some first time home buyers might see as part of their payment. It can eat into your budget and make homes less affordable. Getting out of it is possible …

Homes and Real Estate

Read More...

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Crowd Sourced Real Estate Investing

Crowd Sourced Real Estate Investing

A new trend in real estate investing is somewhere between owning a property outright and buying a REIT ETF or mutual fund. It is called “crowd-sourced” real estate investing.

Homes and Real Estate

Planning for Home Maintenance

Planning for Home Maintenance

Here is a complete breakdown of all the costs that you will incur as a homeowner for a typical detached single family home. These include replacing the roof, painting the exterior, updating the plumbing, redoing …

Budgeting, Homes and Real Estate

5 Tips for Getting the Best Mortgage

5 Tips for Getting the Best Mortgage

When you buy a house, repayment can take up to 30 years. In latin the term mortgage roughly translates to “death pledge”. That's why it's good to shop around for the best mortgage you can …

Homes and Real Estate

10 Types of Home Loans To Know About

10 Types of Home Loans To Know About

Are you in doubt about which mortgage is the best when buying a house? Depending on your situation you might be able to choose between several options. In this article I will outline the 10 …

Homes and Real Estate

Home Values and Rising Mortgage Rates

Home Values and Rising Mortgage Rates

Mortgage rates have gone up over 4% between October 2021 and October 2022. Although nowhere near the peak of 18% in 1981, rates have not been higher since 2002. The housing market is about to …

Homes and Real Estate

ARM vs a Fixed-Rate Mortgage

ARM vs a Fixed-Rate Mortgage

When you get a mortgage there are two main types to consider. Do you want to take a loan with a fixed or adjustable rate? What are the advantages and disadvantages of both?

Risk Reduction, Homes and Real Estate

Ways to Let Your Kids Inherit Your House Tax-Free

Ways to Let Your Kids Inherit Your House Tax-Free

When it comes to passing on inheritance, there are ways to do it tax-free. Specific tools, like a gift asset, a trust, or a will goes a long way in helping your heir avoid taxes.

Homes and Real Estate

9 Common Mistakes First-Time Home Buyers Make

9 Common Mistakes First-Time Home Buyers Make

Buying a house for the first time can be pretty stressful. It is easy to make certain mistakes. This article will be your guide to the common mistakes you should avoid when buying a house.

Homes and Real Estate

10 Reasons Why Renting May Just Be Better

10 Reasons Why Renting May Just Be Better

Many people think that when they buy a house life is magically better. After all, homeownership is the “American Dream”... In reality homeownership isn’t all positives. Do you know the reasons why it is better …

Personal Finance, Homes and Real Estate

What Are Points on a Mortgage Loan

What Are Points on a Mortgage Loan

The interest rate on a loan is the primary factor determining your payment and how much you pay the lender over the life of the loan. Did you know that in some cases you can …

Homes and Real Estate

Real Estate Investing: What You Should Know

Real Estate Investing: What You Should Know

If you find real estate investments confusing or are yet to begin your investment journey, here’s a guide to help you get a head start! I was a landlord for several years, including during the …

Homes and Real Estate

Is It Time to Refinance Your Mortgage

Is It Time to Refinance Your Mortgage

Low interest rates have led many people to wonder if it is time to refinance their mortgage. Low interest rates, as well as several other scenarios, might mean that it is a good time to …

Homes and Real Estate

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