Retirement Savings Plans for the Self-Employed

For self employed individuals contributing to a retirement plan is like giving yourself an instant raise without charging your clients more. The IRS allows you to contribute a percentage of your income into a retirement ...

Personal Finance

What is Passive Index Investing?

Passive Index Investing is an investment approach characterized by four main features: 1) the index, 2) the index fund, 3) passive management as opposed to active management, and 4) low costs.

Financial Literacy, Personal Finance

The Consumer Financial Protection Bureau Complaint System

Do you have a bone to pick with a bank or financial institution? If so, you might be interested in learning about and using the Consumer Financial Protection Bureau’s complaint system because it could help ...

Personal Finance, Risk Reduction

What is an Expense Ratio? Part 2

The components of a fund's expense ratio explained in detail. In short it goes to the fund's management, advertising cost, and company 'slush fund'.

Financial Literacy, Personal Finance

What is an Expense Ratio? Part 1

Expense ratio is one of those cryptic financial terms that has a dramatic impact on the performance of your mutual fund or exchange traded fund (ETF). And if you invest in mutual funds or ETFs, ...

Financial Literacy, Personal Finance

  • April 11, 2017
  • by Emily

Balancing Debt Repayment with Savings

You may ask yourself, should I pay off debt or save the money? We've listed a few key things to consider as you are balancing how much to devote to each financial priority.

Personal Finance

What to Do with Your 401(k) When You Change Jobs

Congrats on your new job! While you’re saying goodbye to your old co-workers and preparing to take on new responsibilities and learn a different office culture, you should also think about what will become of ...

Personal Finance

The Time Value of Money

How well do you think you know money? Money in hand is great, but at what point is it smarter to defer and receive a larger amount in the future? Here's a challenge for you...

Financial Literacy, Personal Finance