Personal Finance Blog

February 20, 2021
by Michael

Currency Brokerages 101: How to Use and What to Avoid

Currency brokerages are, in essence, wholesalers who deal with currency. As this industry is relatively new and not well-regulated yet, you need to be careful when choosing a currency broker.

Personal Finance

Currency Brokerages 101: How to Use and What to Avoid

February 20, 2021
by Michael

Currency Brokerages 101: How to Use and What to Avoid

Currency brokerages are, in essence, wholesalers who deal with currency. As this industry is relatively new and not well-regulated yet, you need to be careful when choosing a currency broker.

Personal Finance

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February 3, 2021
by Ashley Chorpenning

To Snowball or Avalanche Your Debt?

Paying off debt can seem like a momentous task. If you have several loans or credit lines, it can be tough to know where to start and which loans to prioritize. There are several philosophies …

Personal Finance

January 11, 2021
by Michael

Are Electric and Hybrid Vehicles Worth It?

Hybrid and electric vehicles are often more expensive than their gas-exclusive counterparts. At the same time their operating cost is lower. With federal and state tax incentives in the mix it can be difficult to …

Personal Finance

December 16, 2020
by Ashley Chorpenning

7 Hidden Benefits of a Good Credit Score

If you have a credit card or other debt, and make regular on-time payments, you probably have a good credit score. Having a good or excellent credit score is important for several reasons.

Personal Finance

November 23, 2020
by Ashley Chorpenning

8 Financial Benefits of Volunteering

Volunteering is a great way to do something you love while helping others. Although you do not get paid for volunteering, that does not mean that you can’t benefit from it.

Personal Finance

October 23, 2020
by Michael

What to Do About Low Interest Rates

Record low interest rates have left people wondering what they should do and what will happen in the future. Here are are several things you can do about the current situation of low interest rates.

Personal Finance, Net Worth

October 12, 2020
by Ashley Chorpenning

How to Capitalize on a 0% APR Credit Card

There is a simple “trick” to saving over $600. It only takes about an hour of work. All you need is a decent credit score and some high interest debt you want to eliminate. On …

Personal Finance

September 25, 2020
by Michael

How Marriage Will Impact Your Taxes

Everyone wants to maximize their tax returns, and married couples are no exception. In fact, you might have specific goals as a couple for how you want to use your tax return to set yourselves …

Personal Finance, Family and Finances

September 19, 2020
by Ashley Chorpenning

What to Do When You’re Upside Down on Your Mortgage

If you’re underwater on your mortgage you owe more than the home is worth. You probably have more choices than you realize. Read on for our breakdown. Some strategies require no work, others are fairly …

Personal Finance, Homes and Real Estate

September 7, 2020
by Ashley Chorpenning

How to Plan a Great Honeymoon on a Budget

Vacations can be very expensive, so planning your honeymoon can feel like a large additional expense. Read on to discover 16 tips on how to have a great getaway on a budget.

Personal Finance, Budgeting

August 15, 2020
by Michael

Ways to Limit Risk for Ordinary People

The following concepts will help you look at investment risk as well as expected return, and some basic and free ways to limit your risk.

Personal Finance, Risk Reduction

July 24, 2020
by Michael

How to Budget to Free Up Your Time

Similar to a financial budget, we all have time budget (whether we know it or not). We budget our time in many ways. The financial budget and the time budget are related. As they say …

Personal Finance, Budgeting

June 30, 2020
by Michael

Budget Like a Hero - 8 Do's and 2 Gotcha’s

Maximizing utility is essential to staying on budget, meeting your financial goals, and growing your net worth. Anybody can do it. Here are nine tips you can use to save money.

Personal Finance, Budgeting