T-Bills or a Boat - Which Will You Regret More?

Today we explore the age old question: is it better to buy T-bills or a boat? What pays more? What will we regret more? In the following lines I'll go into the details of these seemingly opposite choices in life.

Personal Finance, Budgeting

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T-Bills or a Boat - Which Will You Regret More?

T-Bills or a Boat - Which Will You Regret More?

Today we explore the age old question: is it better to buy T-bills or a boat? What pays more? What will we regret more? In the following lines I'll go into the details of these …

Personal Finance, Budgeting

Read More...

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The Dirty Secrets of Credit Card Companies

The Dirty Secrets of Credit Card Companies

Credit card companies profit from their customer’s miseries… It is sad, but it all comes down to the fine print in the agreement. In this post I cover 8 ways credit card companies end up …

Personal Finance

Tips for Bicycle Touring on a Budget

Tips for Bicycle Touring on a Budget

In order to have a successful cycling tour, you need to have a certain budget and a plan to make your dream come true. If you are a cyclist and have this dream, these are …

Personal Finance

Cars - Gas vs Hybrid vs PHEVs

Cars - Gas vs Hybrid vs PHEVs

Some simple math can help us tell if a hybrid car is worth buying. It all depends on the price of gas and how much you drive. What are plugin hybrid vehicles? Why are PHEVs …

Personal Finance

12 Tips for First Time Car Buyers

12 Tips for First Time Car Buyers

Many first-time car buyers seek advice from more experienced buyers such as family members or friends. That can lead to mixed results… as not everyone has the same priorities or knowledge of cars.

Personal Finance, Budgeting

15 Best Jobs for Teenagers To Consider While in School

15 Best Jobs for Teenagers To Consider While in School

Many teenagers want to earn money but not fall behind in school. For this reason, it is best for them to do part-time jobs. These jobs can help teenagers gain their first work experience, as …

Personal Finance

Is Bitcoin Still A Great Asset for Investment?

Is Bitcoin Still A Great Asset for Investment?

The cryptocurrency market is very volatile. The price of Bitcoin can change by 20% in a day and even more in an hour. This means you have to be very patient when investing in this …

Personal Finance

Understanding IRAs: The Complete Guide

Understanding IRAs: The Complete Guide

IRAs, or Individual Retirement Accounts, are essentially savings plans that come with considerable tax breaks. Do not confuse them with investments. Instead, think of them as a safety deposit box where you can store paper …

Personal Finance

What to Look for When Buying a Used Car

What to Look for When Buying a Used Car

Buying a used car can be a risk if the car has many mechanical issues. For the sake of your budget you want to make sure you are not buying a money pit that needs …

Personal Finance, Risk Reduction

401(k) vs. Roth 401(k): Which One Is Better?

401(k) vs. Roth 401(k): Which One Is Better?

In this article, I will talk about two retirement plans - 401(k) and 401(k) Rorth. At first glance they seem to be the same because they have 401(k) in their name, but in fact, there …

Personal Finance, Net Worth

Amazon Prime vs. Walmart Plus a Comparison

Amazon Prime vs. Walmart Plus a Comparison

Who doesn’t like the idea of free shipping, next day delivery, 5% cash back, and the ability to choose thousands of premium goods all in one place? Here we compare Amazon Prime vs Walmart Plus.

Personal Finance

Social Security Colas: Everything You Wanted to Know

Social Security Colas: Everything You Wanted to Know

To combat the ill effects of inflation on people who are retired, a concept called ‘Cost of Living Adjustment’ (COLA) is used to help retirees keep up with rising costs. As a consumer, it is …

Personal Finance, Budgeting

How to Minimize Student Loans While in College

How to Minimize Student Loans While in College

Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.

Personal Finance, Budgeting

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