Personal Finance Blog

November 23, 2020
by Ashley Chorpenning

8 Financial Benefits of Volunteering

Volunteering is a great way to do something you love while helping others. Although you do not get paid for volunteering, that does not mean that you can’t benefit from it.

Personal Finance

November 23, 2020
by Ashley Chorpenning

8 Financial Benefits of Volunteering

Volunteering is a great way to do something you love while helping others. Although you do not get paid for volunteering, that does not mean that you can’t benefit from it.

Personal Finance

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October 23, 2020
by Michael

What to Do About Low Interest Rates

Record low interest rates have left people wondering what they should do and what will happen in the future. Here are are several things you can do about the current situation of low interest rates.

Personal Finance, Net Worth

October 12, 2020
by Ashley Chorpenning

How to Capitalize on a 0% APR Credit Card

There is a simple “trick” to saving over $600. It only takes about an hour of work. All you need is a decent credit score and some high interest debt you want to eliminate. On …

Personal Finance

September 25, 2020
by Michael

How Marriage Will Impact Your Taxes

Everyone wants to maximize their tax returns, and married couples are no exception. In fact, you might have specific goals as a couple for how you want to use your tax return to set yourselves …

Personal Finance, Family and Finances

September 19, 2020
by Ashley Chorpenning

What to Do When You’re Upside Down on Your Mortgage

If you’re underwater on your mortgage you owe more than the home is worth. You probably have more choices than you realize. Read on for our breakdown. Some strategies require no work, others are fairly …

Personal Finance, Homes and Real Estate

September 7, 2020
by Ashley Chorpenning

How to Plan a Great Honeymoon on a Budget

Vacations can be very expensive, so planning your honeymoon can feel like a large additional expense. Read on to discover 16 tips on how to have a great getaway on a budget.

Personal Finance, Budgeting

August 15, 2020
by Michael

Ways to Limit Risk for Ordinary People

The following concepts will help you look at investment risk as well as expected return, and some basic and free ways to limit your risk.

Personal Finance, Risk Reduction

July 24, 2020
by Michael

How to Budget to Free Up Your Time

Similar to a financial budget, we all have time budget (whether we know it or not). We budget our time in many ways. The financial budget and the time budget are related. As they say …

Personal Finance, Budgeting

June 30, 2020
by Michael

Budget Like a Hero - 8 Do's and 2 Gotcha’s

Maximizing utility is essential to staying on budget, meeting your financial goals, and growing your net worth. Anybody can do it. Here are nine tips you can use to save money.

Personal Finance, Budgeting

June 14, 2020
by Ashley Chorpenning

5 Money Moves You Should Make in Your 30s

After spending your 20s getting acclimated to adulthood, you may be ready to take the next steps toward financial security. Read on to discover the five money moves that you should make in your 30s.

Personal Finance

April 21, 2020
by Michael

The Catch With Tax Deferred Retirement - RMDs

If you want to minimize your tax burden in retirement you need to know about the dreaded RMDs (required minimum distributions). Starting at age 72 RMDs begin to siphon off whatever you have saved in …

Personal Finance

March 23, 2020
by Michael

Being a Lawyer vs Being an Electrician: Net Worth Simulations

Here's what you can learn about electricians, lawyers (and other career paths) by running some comparisons with the Wealth Meta Income and Spending Simulator.

Personal Finance

February 7, 2020
by Ashley Chorpenning

Why I’m Not in a Hurry to Pay off My Student Loans

Being aggressive towards debt has a time and place. With high interest debt, yes, annihilate it. With low interest debt, such as student loans, read on to discover the trade offs.

Personal Finance