Financial Calculators

Our goal is to promote financial literacy with these calculators and help you get the most out of your money & life. Since we are not a bank or a broker, our calculators take an unbiased approach (when applicable). One of our core values is to be thorough. We like to show you the many facets of what is going on with each calculation. For example, with our loan calculators the total cost over the life of the loan is prominently displayed and there is an option for making additional payments.

We'd love to hear from you! That includes ideas for how we can improve our calculators. So far we've launched 13 financial calculators across the topics listed below.

Savings Calculators

Calculators that help you find out how much you need to save or what rate is needed to get to your goal.

This calculator shows how your money grows using compounding interest and displays a graph of the results. Supports regular contributions or withdraws which may be useful for estimating retirement outcomes. Includes inflation adjustment to see the real vs nominal return.

This calculator tells how much money you need to save per day, month, or year to hit your savings goal. Factors in your current savings, an expected rate of return, and the number of years to save for.

Retirement Calculators

Calculators related to building up a large enough nest egg and living off your investments in retirement.

Will you outlive your money given your savings, withdraw ratio and portfolio allocation? This calculator simulates how a retirement nest egg would fare using historical data.

Use this calculator to run simulations on your nest egg to see how much it could be worth when you retire. Adjust your contribution and portfolio allocation (stocks, bonds, cash) and see the impact instantly.

Mortgage and Real Estate Calculators

Calculators related to your home, mortgage payment, etc

Calculates a home mortgage payment including Principal, Interest, Taxes & Insurance (PITI).

Calculates the monthly payment for a home loan. Includes the taxes, insurance, HOA dues, and an additional payment option which shows how much interest and time is saved when you pay ahead even a little.

Loan Calculators

Calculators for finding your minimum payment, consolidating loans, refinancing, or paying ahead on a loan.

Find out how much time and money you'll save by paying ahead on an existing loan. This calculator computes the savings in interest and reduction in number of payments you get when paying ahead.

Use this calculator to compare your current loan to a new loan. It tells the difference in payment amount, number of payments, and total cost.

Interested in consolidating some of your debt? Use this calculator to find out what your new monthly payment would be and how much interest you would pay in total on your new loan.

Use this calculator to find the monthly payment for an auto loan. The additional payment option shows how much interest and time is saved when you pay ahead even a little.

Use this calculator to find the monthly payment for a student loan. The additional payment option shows how much interest and time is saved when you pay ahead even a little.

General Financial Calculators

Calculators involving interest rates, rates of return, and basic math operations.

Want to know how well your investment did? Use this calculator to find the compounded rate of return for a given change in value.

Calculate equivalent purchasing power of the USD in different years (choose from 1913 to present) based on the consumer price index (CPI).