TD Ameritrade Commission Free ETF Shake Up

TD Ameritrade has decided to change out its entire commission free ETF lineup. They are dropping almost all the Vanguard and iShares ETFs. The list used to have 100 commission free ETFs and now it ...

Personal Finance

  • October 14, 2017
  • by Emily

Using the Income and Spending Simulator to Meet Your Financial Independence Goals

If you’re interested in FIRE (financial independence / retire early) you need to try this simulator. This walk through details my own personal finances as a single mother currently living abroad.

Personal Finance

  • September 30, 2017
  • by Emily

How to Improve Your Credit

Having a good credit score will save you money every time you try to take out a loan, whether it is for a car, a mortgage or to start a business. Getting and maintaining a ...

Personal Finance

Overdraft Protection - What Banks and Thieves Love

If a thief gets into your checking account, they can drain your checking account plus your savings account if overdraft is turned on. Overdraft may not be worth the risk if you have even a ...

Risk Reduction

  • September 2, 2017
  • by Emily

How Much Is "Enough" for Retirement?

It primarily depends on your expenses and how long you live. The more frugal you are, the less you need in savings. Calculators and in depth analysis included here.

Family and Finances, Personal Finance

  • August 25, 2017
  • by Emily

How Much Does Your Ride Really Cost?

We all know that owning and operating a car costs money. But not everyone realizes how much, or how large the difference between types of cars can be. The main categories to know about are ...

Personal Finance

  • August 18, 2017
  • by Emily

Understanding Savings Accounts

One of the simplest tenets of wealth creation is to “pay yourself first.” In other words, put money into your savings account. There are many types and we explain them here.

Financial Literacy, Personal Finance

Don't Plan Your Retirement Saving, Automate It

The best day in my financial life was the day I started automating my retirement contributions. I recall a lot of stress in past years centered around market conditions, getting the ‘best deal’, and second ...

Family and Finances, Personal Finance

  • August 1, 2017
  • by Emily

Odds of Living to Retirement

The number one mistake people make in planning for retirement is underestimating how long they’ll live. The longer you end up living the greater your risk of under saving is.

Personal Finance

Lock Your Digital Windows and Doors: Basics of Digital Security

It today's world financial security and digital security go hand and hand. Here are a few basics for keeping yourself and your data secure from hackers and identity thieves.

Risk Reduction