For self employed individuals contributing to a retirement plan is like giving yourself an instant raise without charging your clients more. The IRS allows you to contribute a percentage of your income into a retirement account and then deduct that contribution from your taxable income. There are several ways to go about it which we detail below.

June 21, 2017, 5:52 a.m.

June 21, 2017, 4:29 a.m.

Passive Index Investing is an investment approach characterized by four main features: 1) the index, 2) the index fund, 3) passive management as opposed to active management, and 4) low costs.

June 11, 2017, 9:39 p.m.

June 11, 2017, 5:43 p.m.

Do you have a bone to pick with a bank or financial institution? If so, you might be interested in learning about and using the Consumer Financial Protection Bureau’s complaint system because it could help you pick your bone.

June 10, 2017, 2:06 a.m.

May 30, 2017, 3:54 p.m.

Have you ever noticed that prices are slowly rising all the time? That effect is called inflation. We’ll discuss where it comes from and how to make it work in your favor, or at least avoid the downside it comes with.

May 30, 2017, 5:56 p.m.

May 23, 2017, 6:04 p.m.

Real estate can be a way to invest, and it can lead to good returns. That doesn’t mean that it’s risk-free or trouble-free. Here are some realities to keep in mind when thinking about investing in real estate.

May 13, 2017, 10:39 p.m.

May 13, 2017, 10:26 p.m.

We all want the best for our children, and that means access to a college education. No one likes to think of their children saddled with student debt, yet saving for your child’s college education - especially if you’re still paying off your own degree - isn’t an easy task.

May 3, 2017, 4:37 p.m.

May 3, 2017, 4:37 p.m.

The components of a fund's expense ratio explained in detail. In short it goes to the fund's management, advertising cost, and company 'slush fund'.

April 25, 2017, 7:13 p.m.

April 25, 2017, 6:45 p.m.

Expense ratio is one of those cryptic financial terms that has a dramatic impact on the performance of your mutual fund or exchange traded fund (ETF). And if you invest in mutual funds or ETFs, you’ll 100% want to know what it means for your portfolio.

April 25, 2017, 7:15 p.m.

April 19, 2017, 4:25 p.m.

You may ask yourself, should I pay off debt or save the money? We've listed a few key things to consider as you are balancing how much to devote to each financial priority.

April 11, 2017, 5:59 p.m.

April 11, 2017, 5:04 p.m.

Congrats on your new job! While you’re saying goodbye to your old co-workers and preparing to take on new responsibilities and learn a different office culture, you should also think about what will become of your 401(k).

April 5, 2017, 6:02 a.m.

April 4, 2017, 3 p.m.