Financial Literacy Blog

September 19, 2020
by Ashley Chorpenning

What to Do When You’re Upside Down on Your Mortgage

If you’re underwater on your mortgage you owe more than the home is worth. You probably have more choices than you realize. Read on for our breakdown. Some strategies require no work, others are fairly risky.

Personal Finance, Homes and Real Estate

What to Do When You’re Upside Down on Your Mortgage

September 19, 2020
by Ashley Chorpenning

What to Do When You’re Upside Down on Your Mortgage

Personal Finance, Homes and Real Estate

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September 7, 2020
by Ashley Chorpenning

How to Plan a Great Honeymoon on a Budget

Vacations can be very expensive, so planning your honeymoon can feel like a large additional expense. Read on to discover 16 tips on how to have a great getaway on a budget.

Personal Finance, Budgeting

August 28, 2020
by Ashley Chorpenning

Is Your Home an Investment

Before you decide to purchase a home, you should take the time to understand if your home is an investment. Your home is probably the most expensive purchase you’ll ever make, but not necessarily the …

Net Worth, Homes and Real Estate

August 21, 2020
by Ashley Chorpenning

10 Budget Tricks to Boost Your Monthly Savings

Here are a few budgeting hacks you can use to boost your emergency savings in no time.

Budgeting

August 15, 2020
by Michael

Ways to Limit Risk for Ordinary People

The following concepts will help you look at investment risk as well as expected return, and some basic and free ways to limit your risk.

Personal Finance, Risk Reduction

August 4, 2020
by Ashley Chorpenning

16 Basic Financial Terms for Managing Money

Getting good at managing your finances and budget requires knowing a few key concepts. We set up the following list of introductory money related concepts to help you get started on your financial journey.

Financial Literacy

July 24, 2020
by Michael

How to Budget to Free Up Your Time

Similar to a financial budget, we all have time budget (whether we know it or not). We budget our time in many ways. The financial budget and the time budget are related. As they say …

Personal Finance, Budgeting

July 15, 2020
by Michael

Giving to Charity as a Budget Item

As you create your budget, a nice "feel good" line item is giving to charity. Many people donate when they can or when they are asked. Others have charitable donations built into their budgets and …

Budgeting

July 6, 2020
by Ashley Chorpenning

Average Net Worth by Age - Are You on Track?

Outlined below is the average net worth broken down by age bracket. Where does your net worth fall when compared to your peers?

Net Worth

June 30, 2020
by Michael

Budget Like a Hero - 8 Do's and 2 Gotcha’s

Maximizing utility is essential to staying on budget, meeting your financial goals, and growing your net worth. Anybody can do it. Here are nine tips you can use to save money.

Personal Finance, Budgeting

June 14, 2020
by Ashley Chorpenning

5 Money Moves You Should Make in Your 30s

After spending your 20s getting acclimated to adulthood, you may be ready to take the next steps toward financial security. Read on to discover the five money moves that you should make in your 30s.

Personal Finance

May 11, 2020
by Ashley Chorpenning

What Getting A Puppy Really Costs

Pets are great but how do they impact your budget? There are both up front costs and ongoing costs involved with owning a pet. Here is how my new "best friend" factors into my budget.

Family and Finances, Budgeting

May 4, 2020
by Michael

How to Save Money During A Crisis

The United States, along with most of the world, is in a recession caused by the outbreak of the Coronavirus. However, there are plenty of ways to save money during the crisis. Additionally, creating good …

Budgeting