- November 12, 2023
- by Angela
Lack of savings can be from a small income or because they simply don't know how to budget. No matter your income you need to understand the psychology of money in order to save and …
Financial Literacy,
Budgeting
- August 16, 2023
- by Angela
Are you living on a tight budget because of the squeeze from inflation? Is your credit card balance rising each month? It can be difficult to save with stagnant wages and rising prices. Here are …
Personal Finance,
Budgeting
Here is a breakdown of popular budgeting apps and what they cost. There is a wide range of cost, features, and ease of use in the world of personal accounting software. The most expensive is …
Budgeting
Today we explore the age old question: is it better to buy T-bills or a boat? What pays more? What will we regret more? In the following lines I'll go into the details of these …
Personal Finance,
Budgeting
Why is budgeting so easily avoided for some people? Some think they won't have money left over for any fun or entertainment. Others think they are too young to plan for retirement, it being so …
Budgeting
- January 24, 2023
- by Angela
Here is a complete breakdown of all the costs that you will incur as a homeowner for a typical detached single family home. These include replacing the roof, painting the exterior, updating the plumbing, redoing …
Budgeting,
Homes and Real Estate
- January 2, 2023
- by Angela
Many first-time car buyers seek advice from more experienced buyers such as family members or friends. That can lead to mixed results… as not everyone has the same priorities or knowledge of cars.
Personal Finance,
Budgeting
- September 8, 2022
- by Angela
Just as a budget is allocated for food, clothes, and shoes, it is necessary to allocate a budget for coffee because coffee is a “must-have” in life, right?
Budgeting
- August 19, 2022
- by Angela
Do you think banks are always 100% accurate when handling your money? With many thousands of clients and millions of transactions, the answer is they can’t possibly be perfect all the time. That is why …
Financial Literacy,
Budgeting
There are two types of income - net and gross. One is what you negotiate, the other is what you can spend. It is important to know the difference between the two when planning your …
Financial Literacy,
Budgeting
- February 22, 2022
- by Michael
To combat the ill effects of inflation on people who are retired, a concept called ‘Cost of Living Adjustment’ (COLA) is used to help retirees keep up with rising costs. As a consumer, it is …
Personal Finance,
Budgeting
- February 14, 2022
- by Angela
Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.
Personal Finance,
Budgeting