T-Bills or a Boat - Which Will You Regret More?

Today we explore the age old question: is it better to buy T-bills or a boat? What pays more? What will we regret more? In the following lines I'll go into the details of these seemingly opposite choices in life.

Personal Finance, Budgeting

Read More...

T-Bills or a Boat - Which Will You Regret More?

T-Bills or a Boat - Which Will You Regret More?

Today we explore the age old question: is it better to buy T-bills or a boat? What pays more? What will we regret more? In the following lines I'll go into the details of these …

Personal Finance, Budgeting

Read More...

BLOG CATEGORIES:

Budgeting Myth vs Fact - You Wish You Knew

Budgeting Myth vs Fact - You Wish You Knew

Why is budgeting so easily avoided for some people? Some think they won't have money left over for any fun or entertainment. Others think they are too young to plan for retirement, it being so …

Budgeting

Planning for Home Maintenance

Planning for Home Maintenance

Here is a complete breakdown of all the costs that you will incur as a homeowner for a typical detached single family home. These include replacing the roof, painting the exterior, updating the plumbing, redoing …

Budgeting, Homes and Real Estate

12 Tips for First Time Car Buyers

12 Tips for First Time Car Buyers

Many first-time car buyers seek advice from more experienced buyers such as family members or friends. That can lead to mixed results… as not everyone has the same priorities or knowledge of cars.

Personal Finance, Budgeting

Budgeting for Coffee

Budgeting for Coffee

Just as a budget is allocated for food, clothes, and shoes, it is necessary to allocate a budget for coffee because coffee is a “must-have” in life, right?

Budgeting

Bank Statements - How and Why To Read Yours

Bank Statements - How and Why To Read Yours

Do you think banks are always 100% accurate when handling your money? With many thousands of clients and millions of transactions, the answer is they can’t possibly be perfect all the time. That is why …

Financial Literacy, Budgeting

Gross Income vs. Net Income

Gross Income vs. Net Income

There are two types of income - net and gross. One is what you negotiate, the other is what you can spend. It is important to know the difference between the two when planning your …

Financial Literacy, Budgeting

Social Security Colas: Everything You Wanted to Know

Social Security Colas: Everything You Wanted to Know

To combat the ill effects of inflation on people who are retired, a concept called ‘Cost of Living Adjustment’ (COLA) is used to help retirees keep up with rising costs. As a consumer, it is …

Personal Finance, Budgeting

How to Minimize Student Loans While in College

How to Minimize Student Loans While in College

Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.

Personal Finance, Budgeting

The Top Strategies to Get Out of Debt

The Top Strategies to Get Out of Debt

Debt can have an undesirable impact on anyone’s life. If you have piles of money to be paid, the thought of becoming debt free can be a tad too overwhelming. Here are some tips for …

Budgeting

14 Ways to Improve Your Financial IQ

14 Ways to Improve Your Financial IQ

What if you could measure how wisely you spend your money? Are you the sort who blows through their paycheck right away or someone who sets aside money for a rainy day? In this post …

Financial Literacy, Budgeting

Learn Budget Planning From Stay-At-Home Parents

Learn Budget Planning From Stay-At-Home Parents

Personal budgets for families are not made by professionals, but oftentimes by the women who runs the household. It may sound stereotypical, but it is still the case in many households that the husband works …

Family and Finances, Budgeting

How to Save $5,000 in a Year

How to Save $5,000 in a Year

Many people wonder how they can save $5,000 in a year. In this post we explore budget expenses that can be trimmed, either by finding less expensive alternatives or cancelling ones that are not used …

Budgeting

Loading...