Budgeting for Coffee

Just as a budget is allocated for food, clothes, and shoes, it is necessary to allocate a budget for coffee because coffee is a “must-have” in life, right?

Budgeting

Read More...

Budgeting for Coffee

Budgeting for Coffee

Just as a budget is allocated for food, clothes, and shoes, it is necessary to allocate a budget for coffee because coffee is a “must-have” in life, right?

Budgeting

Read More...

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Bank Statements - How and Why To Read Yours

Bank Statements - How and Why To Read Yours

Do you think banks are always 100% accurate when handling your money? With many thousands of clients and millions of transactions, the answer is they can’t possibly be perfect all the time. That is why …

Financial Literacy, Budgeting

Gross Income vs. Net Income

Gross Income vs. Net Income

There are two types of income - net and gross. One is what you negotiate, the other is what you can spend. It is important to know the difference between the two when planning your …

Financial Literacy, Budgeting

Social Security Colas: Everything You Wanted to Know

Social Security Colas: Everything You Wanted to Know

To combat the ill effects of inflation on people who are retired, a concept called ‘Cost of Living Adjustment’ (COLA) is used to help retirees keep up with rising costs. As a consumer, it is …

Personal Finance, Budgeting

How to Minimize Student Loans While in College

How to Minimize Student Loans While in College

Read this article for ways college students can minimize their loans while studying, or importantly build a debt reduction strategy starting in high school.

Personal Finance, Budgeting

The Top Strategies to Get Out of Debt

The Top Strategies to Get Out of Debt

Debt can have an undesirable impact on anyone’s life. If you have piles of money to be paid, the thought of becoming debt free can be a tad too overwhelming. Here are some tips for …

Budgeting

14 Ways to Improve Your Financial IQ

14 Ways to Improve Your Financial IQ

What if you could measure how wisely you spend your money? Are you the sort who blows through their paycheck right away or someone who sets aside money for a rainy day? In this post …

Financial Literacy, Budgeting

Learn Budget Planning From Stay-At-Home Parents

Learn Budget Planning From Stay-At-Home Parents

Personal budgets for families are not made by professionals, but oftentimes by the women who runs the household. It may sound stereotypical, but it is still the case in many households that the husband works …

Family and Finances, Budgeting

How to Save $5,000 in a Year

How to Save $5,000 in a Year

Many people wonder how they can save $5,000 in a year. In this post we explore budget expenses that can be trimmed, either by finding less expensive alternatives or cancelling ones that are not used …

Budgeting

How to Reduce Your Taxable Income / AGI

How to Reduce Your Taxable Income / AGI

Paying taxes sucks. What you might not know is that you can lower your taxable income so you end up paying much less in taxes. Even if it is late in the year, there are …

Personal Finance, Budgeting

Is Freelancing Better vs a Full-Time Job

Is Freelancing Better vs a Full-Time Job

Many employees due to their small monthly salary or boring work dream of one day becoming independent. Not everyone is cut out for it though.

Personal Finance, Budgeting

Budgeting for a Family Trip to Europe

Budgeting for a Family Trip to Europe

Heading to Europe? This article breaks down what it might cost for airplane tickets, accommodations, dining / food, attractions over varying stays.

Family and Finances, Budgeting

How Your Budget Compares to the Average

How Your Budget Compares to the Average

Most budgets are missing a key category - savings and debt reduction. Read on for how to use this fact to build out a sizable retirement.

Financial Literacy, Budgeting

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