Wall Street Bets and Speculation vs Investing

You won’t know what the heck is going on if you try to read WSB like a normal person. Here is a glossary of terms to help you decipher the jargon in WSB.

Financial Literacy, Risk Reduction

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Wall Street Bets and Speculation vs Investing

Wall Street Bets and Speculation vs Investing

You won’t know what the heck is going on if you try to read WSB like a normal person. Here is a glossary of terms to help you decipher the jargon in WSB.

Financial Literacy, Risk Reduction

Read More...

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How Your Budget Compares to the Average

How Your Budget Compares to the Average

Most budgets are missing a key category - savings and debt reduction. Read on for how to use this fact to build out a sizable retirement.

Financial Literacy, Budgeting

Stock Market Returns by Decade

Stock Market Returns by Decade

Graphs of stock and bond returns by decade from 1930 - present, based on three different asset allocations (100% stocks, 50/50 each, and 100% bonds). The returns are often widely different from the average.

Financial Literacy, Net Worth

Business vs Personal Bank Accounts for Freelancers?

Business vs Personal Bank Accounts for Freelancers?

Will be necessary to open a business bank account? In this post we explain all the information regarding personal vs business bank accounts for freelancers.

Financial Literacy

How to Dispute an Error on Your Credit Report

How to Dispute an Error on Your Credit Report

If you notice a blemish on your credit report that doesn’t belong to you, you might be wondering how to dispute the error on your credit report. Fortunately, there are several institutions in place designed …

Financial Literacy, Risk Reduction

What is a Target Date Fund?

What is a Target Date Fund?

A target date fund is a retirement fund that automatically reduces risk the closer you are to retirement.

Financial Literacy, Net Worth

Advanced Financial Terms

Advanced Financial Terms

Here are a few advanced financial terms that you should know along your way to mastering your money.

Financial Literacy

16 Basic Financial Terms for Managing Money

16 Basic Financial Terms for Managing Money

Getting good at managing your finances and budget requires knowing a few key concepts. We set up the following list of introductory money related concepts to help you get started on your financial journey.

Financial Literacy

Is It Better to Pay Off Your Mortgage or Invest?

Is It Better to Pay Off Your Mortgage or Invest?

It is important to strike a balance between paying off debt and investing. However, it can be difficult to discern what the best option is. In this post I will discuss the tradeoffs between paying …

Financial Literacy, Homes and Real Estate

The Inverted Yield Curve and How Well It Predicts a Recession

The Inverted Yield Curve and How Well It Predicts a Recession

A description of yield curves, what it means when they invert, and a table of historical yield curve inversions with associated market tops and recessions.

Financial Literacy

Is Lump Sum Versus Dollar Cost Averaging Better?

Is Lump Sum Versus Dollar Cost Averaging Better?

Let’s say you have $12,000 cash to invest in the markets. What is the best way to deploy that money - all at once or spread out over time? It depends on your risk tolerance. …

Financial Literacy

How Asset Allocation Is Related to Net Worth and Risk

How Asset Allocation Is Related to Net Worth and Risk

Do you know what your net worth is, where it is allocated, and how much risk you are carrying? This post shows how three families with very different asset allocations fare over a five year …

Financial Literacy, Net Worth

Negotiation Tactics That Can Boost Your Financial Security

Negotiation Tactics That Can Boost Your Financial Security

Do you lack negotiation skills and assertiveness? If so then car dealerships, employers and loan sharks want to work with you! You are leaving money on the table and lining their pockets by not sharpening …

Financial Literacy

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