- October 9, 2022
- by Michael
US Treasuries can sometimes offer a better rate of return vs conventional CDs or money market funds. Here is how they work.
Financial Literacy,
Net Worth
- September 20, 2022
- by Angela
When it comes to investing in Bonds or CDs there are a few things to consider. Both are fixed income investment vehicles with relatively low risk but there are important differences.
Financial Literacy,
Net Worth
- August 28, 2022
- by Angela
I believe many don’t know the difference between stocks and bonds. What are stocks? What are bonds? What are the risks when investing in them? You will get answers to these and some other questions …
Financial Literacy,
Net Worth
- August 10, 2022
- by Michael
As you get closer to the target date, the holdings in the fund shift from risky volatile high return assets (like stocks) into low risk, stable, low return assets (like bonds).
Net Worth
In this post we’ll consider two types of investing strategies. Dividend investing and index investing. While they are both part of a long term investment strategy there are some important differences.
Financial Literacy,
Net Worth
In this article, I will talk about two retirement plans - 401(k) and 401(k) Rorth. At first glance they seem to be the same because they have 401(k) in their name, but in fact, there …
Personal Finance,
Net Worth
- February 28, 2022
- by Angela
Do you know anything about investing? Do you know how stock and bonds are used for retirement planning? Do you know how to avoid excessive fees? Below I’ll outline some essential concepts to increase your …
Financial Literacy,
Net Worth
- December 8, 2021
- by Michael
While index funds are typically considered an ideal avenue for IRA / 401(k) portfolios, even investing guru Warren Buffet has stated that index funds are the best way for ordinary investors to grow their wealth.
Net Worth
- October 29, 2021
- by Michael
Cash has a strange dark side. It silently loses value year by year. While most people think cash is super safe, holding it long term is much riskier than people realize.
Net Worth,
Risk Reduction
- September 14, 2021
- by Michael
Robo-advisors are a new technology powered way to handle wealth management. They often consolidate all of your investment management, tax harvesting, and retirement planning requirements in the most efficient way possible.
Personal Finance,
Net Worth
- September 6, 2021
- by Michael
With interest rates currently low you may be wondering how your bond fund will do if rates rise. In this post we explore a few scenarios of how it might play out.
Net Worth
Graphs of stock and bond returns by decade from 1930 - present, based on three different asset allocations (100% stocks, 50/50 each, and 100% bonds). The returns are often widely different from the average.
Financial Literacy,
Net Worth