When you get a mortgage there are two main types to consider. Do you want to take a loan with a fixed or adjustable rate? What are the advantages and disadvantages of both?
Risk Reduction,
Homes and Real Estate
- April 14, 2022
- by Michael
Buying a used car can be a risk if the car has many mechanical issues. For the sake of your budget you want to make sure you are not buying a money pit that needs …
Personal Finance,
Risk Reduction
- January 4, 2022
- by Michael
When you're young and healthy, you might not be too worried about getting sick. But you have to understand that your health is nothing to take for granted. Medical emergencies and illnesses can hit anyone …
Personal Finance,
Risk Reduction
- October 29, 2021
- by Michael
Cash has a strange dark side. It silently loses value year by year. While most people think cash is super safe, holding it long term is much riskier than people realize.
Net Worth,
Risk Reduction
- August 11, 2021
- by Michael
You won’t know what the heck is going on if you try to read WSB like a normal person. Here is a glossary of terms to help you decipher the jargon in WSB.
Financial Literacy,
Risk Reduction
- April 14, 2021
- by Michael
When you think about your household budget, do you consider how much you will spend on alcohol each month? Do you think about how alcohol affects your health - both physically and mentally?
Budgeting,
Risk Reduction
Have you ever had a sudden expense that you did not expect? The question is not if but when. The next question is, how can you pay for a sudden expense? That is the purpose …
Personal Finance,
Risk Reduction
- February 26, 2021
- by Ashley
If you notice a blemish on your credit report that doesn’t belong to you, you might be wondering how to dispute the error on your credit report. Fortunately, there are several institutions in place designed …
Financial Literacy,
Risk Reduction
- October 2, 2020
- by Michael
Studies have shown that a third of boomers and seniors have no retirement savings. Read on to discover how to start the conversation and help get your parents to the best position possible as they …
Family and Finances,
Risk Reduction
- August 15, 2020
- by Michael
The following concepts will help you look at investment risk as well as expected return, and some basic and free ways to limit your risk.
Personal Finance,
Risk Reduction
- November 22, 2019
- by Ashley
In order to enjoy a comfortable retirement, it’s vital you save as much as possible. If you want to maximize your retirement reserves, here are the most common 401(k) mistakes to avoid.
Net Worth,
Risk Reduction
Many Americans are doubtful of ever getting their Social Security benefits. They have good reason to be worried. The system is already running a deficit and is on schedule to be depleted in 2034. We …
Family and Finances,
Risk Reduction