Plan is to retire in 5 years, buy a new car for Jill in cash, and put a new roof on the house before then. Adding extra payments to the car and home loan paid off sooner. 5 years after that Jill can start her pension. 10 years after we both quit our jobs we will start drawing social security. Put in a generous budget for vacations, and expecting to have a watered down health insurance plan after we quit. Expenses: Vacations 4000 New Car for Jill 40000 Groceries 800 Real Estate Taxes 6000 Insurance 175 Utilities 500 Medical Copays 100 Medical Insurance (after retiring) 1000 Home Maintenance 300 Roof Replacement 12000 Clothing 800 Income: Jack 120000 Jill 60000 Social Security Jack 1800 Social Security Jill 1200 Pension Jill 20000 Loans: Home Mortgage 240000 Jack's Sports Car 50000 Assets: Investable Net Worth 200000 House 450000

April 5, 2018, 3:28 a.m.

April 4, 2018, 11:49 p.m.