Note that the up front cost goes WAY up for certain breeds. This simulation assumes you are getting a good deal on a common breed. But as a percentage of the cost the breeder fee is small. The monthly food, grooming and vet bills are what add up over the life of the dog and in this simulation make up more than 90% of the out of pocket expense.
Adoption / Breeder Fee 600
First Vet Checkup + Shots 150
Training Classes - First Year 60
Food, Grooming, Checkups - Monthly 100